Travel insurance is strongly recommended for anyone visiting Nepal, and it becomes especially important for travellers planning to trek or visit remote areas. While basic medical care is available in major cities such as Kathmandu and Pokhara, treatment costs and emergency evacuations can be very expensive without insurance.
For trekkers, insurance should specifically cover high-altitude trekking and emergency helicopter evacuation. Many standard travel insurance policies exclude activities above a certain altitude or classify trekking as an adventure activity. Travellers are advised to check policy details carefully before arrival to avoid unpleasant surprises.
Even travellers who do not plan to trek can benefit from insurance coverage for trip delays, cancelled flights, lost luggage, and medical emergencies. Weather-related delays and transportation disruptions are relatively common in Nepal due to terrain and seasonal conditions, making insurance a practical safety net rather than a luxury.
Choosing a policy that clearly mentions Nepal, altitude limits, and adventure activities ensures better protection throughout the trip.
Did your travel insurance cover everything you needed in Nepal, or were there gaps you didn’t expect?
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